Friday, November 21, 2014

Why You Need a Home Warranty No Matter How Old Your Home Is

Mechanical systems and appliances break down when you – and your budget – least expect it.  In fact, research shows most homes will experience two mechanical failures each year!

The standard home warranty is a one-year service contract that protects a resale home buyer or current homeowner against the cost of unexpected repairs or replacement of major systems and appliances that break down due to normal usage. Coverage is also available to home sellers during the listing and escrow period to help them keep unforeseen breakdowns from potentially delaying the close of sale.

Home warranty's cover things your home owner's insurance does not cover, such as appliances. A one-year home warranty covers items not covered under your standard homeowner policy - filling a critical gap in the protection of your home. For example, if your dishwasher leaks and water damages the floor, your homeowner's insurance policy may cover the damage to the floor, but not the repair or replacement of the dishwasher.

A home warranty can be ordered at any time, even if you have owned your home for years, so if you don't have one, GET ONE! You will be happy you did!

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If you are ready to list your home with a professional real estate agent who will get your the highest dollar in the quickest amount of time, then contact Mary Kay Beckman today at 702.686.2695.