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If VA loans are so great, how come more qualified people don't use them?
There are many misconceptions out there about these loans, mostly based on information that is flat out wrong or out dated. One of the common misconceptions is that it takes a long time to close a home with a VA loan. This is not true! Generally the longest "wait" for VA funding is how long it takes the appraiser to get the property on the schedule, which can take up to two weeks. However, after that hurdle has been cleared, funding can happen very quickly, with the entire process taking as little as 21 days (and in some cases even quicker) if you have the right loan officer working for you.
There are other loan programs available to active military and veterans, and in Nevada the Hero to Home program is one to consider. Here are some of the great features of the Hero to Home mortgage program:
- Below Market Loans (2.75%)
- Use of any loan type (not just VA)
- Low upfront costs
- Increased purchase power with lower monthly costs
- HURRY! Only available while funds last!
Beth Sandland, Buyer's Agent, Foster Beckman Group, Keller Williams Realty Las Vegas. 702.672.6791